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NINaudio
12-31-2007, 10:57 AM
My doctor has me on short term disability a while ago. November 7, to be exact. I was and still am having issues breathing. He, and all the other docs I've seen all think it's sinus related, but nothing they do seems to work.

This, however, isn't about my illness or about my doctors, but rather about the short term disability insurance I have. They SUCK! I know insurance companies in general don't want to give you YOUR money, but this one, Prudential, has gone above and beyond the call of duty. They NEVER get anything my doctor's send them. Sometimes it's faxed in 3 or 4 times before they get it. My doctor's office has even stayed on the phone with them until they received the fax. Of course the next time I talk to my case manager they "didn't receive anything" from my doctor. :beat: My doc sent in the initial forms on 3 separate occassions. They only received them the last time, and there was a clerical error with th start dated listed as the 16th, when it was the 6th. My doctor faxed a letter over correcting this (this was the time they stayed on the phone with them.) So, they got this letter. How do I know they got this letter? Because the date was subsequently changed on my FMLA, who gets the information directly from the short term disability company (Prudential). Now Prudential is saying they never received this letter with the corrected start date! :scratch: Umm, yes you did, and you even forwarded that info onward to someone else.

So, now I know they're completely full of it. Thanks for the extra stress Prudential, just what I need to ensure a speedy recovery! Oh, and thanks for not giving me my money! Fortunately I've been able to pay bills up until now with what I had in reserve, and the money I've made selling some of my old pc parts (Thanks SG! :chit:). Wednesday when my Doc opens I'm going to get everything they've sent to Prudential, and make copies and sent it certified mail. I'm also contemplating driving the 2-3 hours to Philadelphia and videotaping me handing them the documents. I really don't know what else to do at this point...

Oh, also, I've spoke with some people I work with about this, and I'm not the only one they're giving a hard time to. One of the IT guys was diagnosed with Leukemia. He's out getting a full course of chemo and they're giving him the same runaround they're giving me! :yikes: Un f'n believable.

Just Learnin'
12-31-2007, 11:13 AM
Very sorry to hear about all this George, :( hope things improve for you. :yup: Sounds like it can only get better. :coocoo:

Snafu
12-31-2007, 06:18 PM
Sorry to hear as well. It's an unnecessary headache folks don't need at a time when they need help.

I hope they address this quickly and you have a speedier recovery.

All the best for 2008

Sir Golitech
12-31-2007, 06:30 PM
Ok NIN we just have to be in the same boat, but using different oars. I to am experiencing the "run around". I submitted my short term claim, and it has been denied due to the fact it's 9 days past their 90 day submission period.

Heck I had the funds to live on, but now it is short(Christmas). My fault really, but you think they would overlook this. I have been going to physo and chiro all this time since Aug. I guess the "run around" isn't such a "run around". Perhaps I can talk to my adjuster.

Sorry hear about your pain NIN and I do feel it. I'll get the rest of the funds to you speedily.

NINaudio
12-31-2007, 10:16 PM
It just amazes me how they always say "we didn't get anyhting." Very convenient. They make it such a lovely stress free process that I'm sure everyone dealing with it gets better that much faster because it's so easy. :D

edit: they even asked me today if the doctors are giving me medication! :lol: No, I just like 2 of them weekly and they don't give me anything. I didn't know they were supposed to try medicine! :eek:

Killer Munkey
01-01-2008, 06:32 PM
Yikes, thats quite the run around NIN. I wonder who my provider for short term disability is, i hope it isn't prudental :(

NINaudio
02-06-2008, 09:44 AM
Wanted to give you guys an update on this:

They finally gave me approval. I received a call in mid-January and they said that they "talked with their clinicians, and they see no reason why my breathing should be bad, so they approved me through January 21st." I said, that's great, cause that's when I'm going back to work.

This left me wondering though that they only approved me because I was out, not because my doctors thought I should be out? :scratch: Seems like they think I should've been at work the whole time. (probably attached to my nebulizer, wonder if they make ones you can wear? :lol:)

So upon reciept of the checks (finally), I paid my bills and then treated myself to an E8400 for all my troubles! :chit:

Sir Golitech
03-14-2008, 01:06 PM
That's good to hear NIN :thumb:

I'm still fighting with my guys. I just got off the phone with them, looking for an update and they tell me a letter has been sent explaining how I can appeal it. In other words, I'm not getting a damn cent from them. I really hate getting screwed out of approx. $9600.00 :yikes:

Just might have to get a lawyer for this. :beat::beat:

NINaudio
03-16-2008, 06:21 PM
wow SG. I'm sorry to hear you're still having troubles. I would definitely seek legal counsel if I were you.

Sir Golitech
05-16-2008, 08:48 PM
Woo Hoo

Yes, my Med cheque finally came in. Oh boy where do I start. I got the school boy in a candy store feeling.

Hey norton, looks like the 8800GT will be going through ;)

Just Learnin'
05-16-2008, 09:00 PM
Glad things came together for you SG! :thumbs: